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Domain Intelligence

Automotive Intelligence

Vehicle market pricing index, fleet financing economics, electric vehicle transition analytics, and depreciation models.

Automotive Indicators

Industry Market Context

Structured tracking of new and used vehicle price indices, auto loan financing rates, and fleet maintenance TCO.

New Vehicle Avg Price
$47,200

National Average MSRP

60-Mo New Auto Loan Rate
7.85%

Prime Borrower Benchmark

Used Vehicle Price Index
-3.2% YoY

Resale Value Trend

EV Fleet 3-Yr Depreciation
48.5%

Residual Value Loss

Vehicle Market Pricing & Financing Trends

Automotive finance rates remain elevated alongside benchmark interest rates. High borrowing costs are expanding average auto loan terms to 72 months, heightening negative equity risk for consumer and commercial borrowers.

Fleet Management & TCO Economics

Commercial fleet operations are evaluating transition schedules for light-duty and medium-duty utility vehicles. Total cost of ownership calculations must account for charger installation capital, utility demand charges, and residual vehicle resale values.

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