Interactive Decision Tool

Powertrain Comparison Tool

Compare Gasoline, Hybrid, Plug-in Hybrid, and Battery Electric vehicles side by side across complete financial and operational metrics.

Interactive Inputs

Comparison Parameters

Baseline Purchase Price ($) Vehicle sticker / purchase price

Down Payment ($) Initial cash down

Loan Interest Rate (%) Annual APR

Loan Term (Months)

Annual Mileage Miles driven per year

Fuel Price ($/gallon) Regular gasoline rate

Electricity Rate ($/kWh) Residential utility rate

Annual Insurance ($) Baseline annual premium

Ownership Horizon

Enter parameters above and click "Calculate Powertrain Comparison" to generate full side-by-side financial breakdown.

Fuel Cost Calculation: Gasoline: (Annual Miles / 28 MPG) × Fuel Price. Hybrid: (Annual Miles / 48 MPG) × Fuel Price. PHEV: (Annual Miles × 0.6 / 40 MPG) × Fuel Price. BEV: $0.
Electricity Cost Calculation: BEV: (Annual Miles × 0.32 kWh/mi × 1.10 loss) × Electricity Rate. PHEV: (Annual Miles × 0.4 × 0.30 kWh/mi) × Electricity Rate. Gasoline/Hybrid: $0.
Maintenance & Repairs: Gasoline: $0.14/mi ($0.09 maintenance + $0.05 repair). Hybrid: $0.12/mi. PHEV: $0.14/mi (dual system overhead). BEV: $0.08/mi (no engine oil, spark plugs, or exhaust).
Depreciation Rate: Gasoline/Hybrid: 15% yr 1, 10% thereafter. PHEV: 18% yr 1, 11% thereafter. BEV: 20% yr 1, 12% thereafter (reflecting technology refresh cycles).
Battery Replacement Reserve: PHEV & BEV include an explicit replacement reserve schedule over 10+ year horizons.

Score / SystemPowertrain Comparison Model v2.4

Confidence LevelHigh

MethodologyMulti-powertrain life-cycle cost aggregation combining finance, thermodynamic energy use, and maintenance schedules.

AssumptionsStandard loan amortization, empirical fuel economy baselines, and historical maintenance cost data.

LimitationsRegional insurance variations, fluctuating fuel/power markets, and individual driving style impact.

Last ReviewedAugust 2026